Financing

Credit First National Association (CFNA)

We offer several financing options including our own service center credit card. How it works:

Apply.

We partner with Credit First National Association (CFNA) to provide you with easy financing options that you can apply for in our office on here online.

Receive your approval account number.

Shortly after completing your application either at our home office or online, you’ll received your personal financing approval account number. Use this when scheduling a service .

Set up your service appointment.

Setting up an appointment is fast and easy. Whether you’re coming in for a free consult or scheduling a specific service, we can’t wait to work with you!

Snap Finance: Fast Approval for Major Auto Repairs

When your vehicle needs major repairs but your budget feels tight, Snap Finance through Pete’s Auto Service offers a solution that gets you back on the road quickly. This flexible financing option provides approval decisions in seconds, with many customers qualifying even with less-than-perfect credit histories. Snap Finance specializes in helping drivers handle unexpected repair costs without draining their savings accounts or maxing out credit cards. Whether you’re dealing with engine diagnostics, brake system overhauls, or emission test failures that require extensive repairs, this financing plan covers repair costs up to $3,000. The application process is straightforward and designed for busy Chicago, IL residents who need their vehicles running reliably. Pete’s Auto Service has partnered with Snap Finance because we understand that car troubles don’t wait for payday, and neither should quality repairs. The flexible payment terms allow you to spread repair costs over manageable monthly installments, making essential automotive maintenance accessible when you need it most. Our experienced team at 7800 South Kedzie Ave, Chicago, IL 60652 will walk you through the entire financing process, ensuring you understand all terms before committing. Don’t let financial concerns keep you off the road – visit Pete’s Auto Service today to apply for Snap Finance in person and get your vehicle repair started immediately.

Acima Lease-to-Own: Alternative Financing for Vehicle Repairs

Acima offers a unique lease-to-own approach to automotive repair financing that works differently from traditional credit-based options. This innovative financing solution allows customers to get necessary repairs completed at Pete’s Auto Service while making affordable lease payments over time. Acima evaluates applications based on income and banking history rather than credit scores alone, making it accessible for drivers who might not qualify for conventional financing. The program covers a wide range of automotive services, from routine maintenance to complex diagnostic work and emission test corrections. Chicago drivers appreciate Acima’s flexible payment schedule, which can be customized to match your budget and pay schedule. Early buyout options provide additional savings opportunities for customers who can pay off their lease ahead of schedule. Pete’s Auto Service chose Acima as a financing partner because it serves customers who need reliable transportation but face temporary financial constraints. The application process typically takes just minutes, and approval decisions are made quickly so your vehicle repairs aren’t delayed. Our team understands that every customer’s financial situation is unique, and Acima provides the flexibility needed to maintain your vehicle properly. Visit our facility at 7800 South Kedzie Ave, Chicago, IL 60652 during Mon- Fri: 8:00AM – 6:00PM to speak with our financing specialists about Acima lease-to-own options for your automotive repair needs.

KoalaFi: Streamlined Auto Repair Financing Solutions

KoalaFi represents the newest generation of automotive repair financing, offering Pete’s Auto Service customers a modern, technology-driven approach to managing repair costs. This financing platform provides instant pre-qualification through a simple online application, followed by final approval at our shop location. KoalaFi works with multiple lending partners to find the best rates and terms for your specific situation, often resulting in more competitive financing options than single-lender programs. The platform is particularly effective for customers facing expensive diagnostic work, engine repairs, or comprehensive emission system corrections required for Illinois state testing. Chicago residents benefit from KoalaFi’s transparent fee structure and clear payment terms, eliminating surprise charges or hidden costs. The financing covers both parts and labor costs, ensuring complete repair solutions without partial payments or delayed services. Pete’s Auto Service technicians can begin work on your vehicle as soon as KoalaFi approval is confirmed, minimizing downtime and getting you back to your daily routine. The user-friendly digital interface allows you to track payments, view account details, and manage your financing conveniently online. Our experienced staff at 7800 South Kedzie Ave. will guide you through the KoalaFi application process and answer any questions about terms or payment schedules. Call (773) 476-1433 or visit Pete’s Auto Service in person to apply for KoalaFi financing and discover how affordable quality auto repair can be.